{"product_id":"mortgage-overpayment-planner","title":"Mortgage Overpayment Planner","description":"\u003cp\u003eType in your balance, rate and an extra amount, and see how much sooner the mortgage could be paid off and how much less interest you'd pay.\u003c\/p\u003e\u003ch3\u003eWhat's inside\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlan:\u003c\/strong\u003e your mortgage and overpayments on one side, the results on the other: months to pay off, the date, total interest and the difference\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCompare:\u003c\/strong\u003e six different monthly amounts side by side, which you can change\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSchedule:\u003c\/strong\u003e balances month by month for up to 40 years, with and without overpaying, and a chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOverpayment Log:\u003c\/strong\u003e what you've actually overpaid this year against your lender's yearly limit\u003c\/li\u003e\n\u003cli\u003eA check that shows whether your first year of overpayments stays within the limit you set\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eGood for\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eSeeing what an extra 50 or 200 a month would do\u003c\/li\u003e\n\u003cli\u003eDeciding what to do with a bonus or lump sum\u003c\/li\u003e\n\u003cli\u003eKeeping within a fixed deal's overpayment limit\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eGood to know\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eIt gives estimates that assume your interest rate stays the same and that overpayments shorten the term\u003c\/li\u003e\n\u003cli\u003eLenders set their own limits and early repayment charges, so check your mortgage terms before overpaying\u003c\/li\u003e\n\u003cli\u003eIt is a planning tool, not mortgage or financial advice\u003c\/li\u003e\n\u003cli\u003eWorks in Microsoft Excel and free Google Sheets\u003c\/li\u003e\n\u003cli\u003eInstant download, one-off payment\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Tidy Sheets","offers":[{"title":"Default Title","offer_id":53755542962512,"sku":null,"price":6.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0950\/7025\/7488\/files\/mortgage-overpayment-planner.png?v=1791229766","url":"https:\/\/tidysheets.net\/products\/mortgage-overpayment-planner","provider":"Tidy Sheets","version":"1.0","type":"link"}