Sinking Funds Tracker
Sinking Funds Tracker
A pot for every cost you know is coming, and exactly what to set aside each month so none of them catch you out.
What's inside
- Funds: up to 15 pots, each with a target, due date, amount saved, progress bar, months left and the monthly amount needed
- Log: record every top up, or a minus number when you spend from a pot
- Year Ahead: a 12 month calendar showing which costs land in which month, with a chart
- A status for every pot: on track, due soon, ready or overdue
Good for
- Car insurance, MOT and servicing
- Christmas, birthdays and holidays
- Annual subscriptions, the vet, home repairs and anything else that doesn't come every month
Good to know
- Works in Microsoft Excel and free Google Sheets
- Instant download, one-off payment
4 tabs, all set up for you
The formulas are already done. You type in the white cells and everything else updates by itself.
- Start HerePick your currency and the month your plan starts
- FundsUp to 15 pots with what to set aside each month and a status for each
- LogTop up or spend from a pot and everything updates
- Year AheadWhich costs land in which month over the next year, with a chart
Ready in about two minutes
Your file is ready straight after checkout, on the order page and by email.
Double-click to open in Excel. For free Google Sheets, go to sheets.google.com, then File, Import, Upload.
Pick your currency, then type in the white cells. Totals, bars and charts update themselves.
Get this and every other planner for £39
The Whole-Life Bundle includes Sinking Funds Tracker plus 14 more templates, worth £143 if bought separately.
Questions
Something else? Get in touch and we'll help.
How long does it take to arrive?
It's instant. This is a digital download, so nothing is posted and there's no delivery wait. Your download link appears on the order confirmation page straight after payment and is emailed to you too. If you can't see the email, check your junk or spam folder.
Which countries can I buy from?
You can buy from the UK and the United States. US prices are shown in US dollars, and you can switch the spreadsheet to $ on the Start Here tab. We're working on opening up to more countries, so join our email list below to hear first.
Do I need Excel?
No. It works in Microsoft Excel and in free Google Sheets. In Google Sheets, go to File, Import, Upload and choose the file.
Will it work on a Mac, iPad or phone?
Yes, in Excel for Mac or Google Sheets in any browser. The Google Sheets app is handy for quick updates on your phone, but setting it up is easier on a bigger screen. Apple Numbers can open the file, but some features may not work the same.
Can I use it again next year?
Yes. It's a one-off payment with no subscription. Keep a clean copy and start a fresh one whenever you like.
How do I get my file?
You'll get a download link on the order confirmation page and by email as soon as you've paid.
Is this financial advice?
No. It's a planning tool that does the maths for you. For free, impartial guidance, see MoneyHelper.