Debt Snowball Tracker

See your debt-free date — and watch it move closer. List your debts, choose a payoff method, add any extra you can pay each month, and the tracker works out your whole plan.

What's inside

• Debts – up to 6 debts with balance, APR and minimum payment
• Snowball or Avalanche – pay the smallest balance first for quick wins, or the highest interest first to pay the least
• Your debt-free date, months to go, payoff order and total interest, updated instantly
• Schedule – month-by-month payments for every debt, with cleared payments rolling onto the next
• Warns you if a minimum payment doesn't cover the interest

Good to know

• Works in Microsoft Excel and free Google Sheets
• Estimates assume your interest rates stay the same — it's a planning tool, not financial advice
• Instant download, one-off payment