Household Money Hub

All your household money in one place, whether you're managing it alone or as a couple. See exactly how much goes out, how much you save and how much you invest, and (for couples) who pays what, split fairly.

What's inside

• Dashboard – income, bills, spending, saving, investing and what's left over, with % out, % saved and % invested, plus your net worth
• Solo or couple – switch modes in one click; for couples, joint costs split by income share, 50/50 or your own %
• Income – salaries and other income paid weekly, 4-weekly, monthly or yearly, turned into a true monthly figure per person
• Bills – every regular bill, whose it is, and each person's share of joint bills; yearly bills shown as a monthly set-aside
• Spending – planned vs actual everyday spending, personal and joint
• Saving & Investing – savings pots, ISAs, pensions and investments with balances, monthly amounts and goals
• Net Worth – what you own minus what you owe, with a monthly log
• Year Tracker – month-by-month totals, your savings rate and a chart

Good to know

• Works in Microsoft Excel and free Google Sheets — share it with your partner
• You enter your own figures; it records and organises, it doesn't forecast returns or give financial advice
• Instant download, one-off payment