FIRE Tracker
FIRE Tracker
FIRE stands for Financial Independence, Retire Early. This tracker works out your FIRE number from your own figures and shows how far along you are.
What's inside
- Plan: your FIRE number, progress, years to go, the age you'd reach it and your savings rate
- Lean, your plan and fat versions side by side, plus a coast number for a target age you choose
- A table showing what different withdrawal rates do to the target
- Projection: year by year to age 100 on your assumptions, with a chart of your pot against your number
- Progress Log: your actual pot value over time, with a progress bar
Good for
- Seeing what a higher or lower monthly amount does to the timeline
- Tracking progress towards a long term target
- Testing more cautious assumptions
Good to know
- Every assumption is yours to set, including the withdrawal rate and growth after inflation
- It shows projections, not forecasts. The value of investments can go down as well as up and you might get back less than you put in
- The 4% figure is a rule of thumb from US research, not a guarantee
- It doesn't model tax, pension access ages or the State Pension, and it isn't financial, investment or pension advice
- Works in Microsoft Excel and free Google Sheets
- Instant download, one-off payment
4 tabs, all set up for you
The formulas are already done. You type in the white cells and everything else updates by itself.
- Start HerePick your currency and see how it works
- PlanYour FIRE number, progress, years to go, and lean, coast and fat versions
- ProjectionYear by year to age 100 on your own assumptions, with a chart
- Progress LogYour actual pot value over time against your target
Ready in about two minutes
Your file is ready straight after checkout, on the order page and by email.
Double-click to open in Excel. For free Google Sheets, go to sheets.google.com, then File, Import, Upload.
Pick your currency, then type in the white cells. Totals, bars and charts update themselves.
Get this and every other planner for £29
The Whole-Life Bundle includes FIRE Tracker plus 23 more templates, worth £162 if bought separately.
Questions
Something else? Get in touch and we'll help.
How long does it take to arrive?
It's instant. This is a digital download, so nothing is posted and there's no delivery wait. Your download link appears on the order confirmation page straight after payment and is emailed to you too. If you can't see the email, check your junk or spam folder.
Which countries can I buy from?
You can buy from the UK and the United States. US prices are shown in US dollars, and you can switch the spreadsheet to $ on the Start Here tab. We're working on opening up to more countries, so join our email list below to hear first.
Do I need Excel?
No. It works in Microsoft Excel and in free Google Sheets. In Google Sheets, go to File, Import, Upload and choose the file.
Will it work on a Mac, iPad or phone?
Yes, in Excel for Mac or Google Sheets in any browser. The Google Sheets app is handy for quick updates on your phone, but setting it up is easier on a bigger screen. Apple Numbers can open the file, but some features may not work the same.
Can I use it again next year?
Yes. It's a one-off payment with no subscription. Keep a clean copy and start a fresh one whenever you like.
How do I get my file?
You'll get a download link on the order confirmation page and by email as soon as you've paid.
Is this financial advice?
No. It's a planning tool that does the maths for you. For free, impartial guidance, see MoneyHelper.